Investor Profile - VA
Michael Smith
Michael Smith is a real estate investor and operator based in Richmond-Petersburg, VA. Public filings show activity across 13 properties held through 6 holding companies. Recent mortgage relationships include Touchstone Bank and Benchmark Community Bank.
Michael's Activity
As of November 2026, public records show approximately $364k in recorded mortgage exposure linked to this investor across at least 2 mortgage filings and 13 properties held through 6 holding companies. Activity appears concentrated in residential and office assets recorded between 2016 and 2025.
Associated People
Primary Geography
Richmond-Petersburg, VA
ZIP codes: 23919, 23970, 23430, 23454, and 23920
Most activity in BRACEY, SOUTH HILL, BRODNAX, LA CROSSE, and BRISTOL.
Property Type Breakdown
Associated Entities (6)
VA · 2 properties · 2 mortgages
VA · 2 properties · 2 mortgages
+4 more entities not shown
Mortgages (2)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/02/2023 | $250k | Open | Touchstone Bank | RCS CONSTRUCTION INC | 6355 HIGHWAY NINE O THREE, BRACEY, VA 23919 |
| 07/03/2018 | $114k | Open | Benchmark Community Bank | RCS CONSTRUCTION INC | 214 ANNA LN, BRACEY, VA 23919 |
Owned Properties (13)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 408 ROYAL DORNOCH, SMITHFIELD, VA 23430 | SAFEGUARD CREDIT COUNSELING SERVICES INC | Owns - 7 mos | $899k |
| 1301 FIVE POINT RD, VIRGINIA BEACH, VA 23454 | SAFEGUARD CREDIT COUNSELING SERVICES INC | Sold | $869k |
+11 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, office, and exempt properties across Richmond-Petersburg, VA.
What companies is Michael Smith associated with?
Michael Smith is associated with 6 entities based on extracted signatures from public records. Key entities include RCS CONSTRUCTION INC, SHENANDOAH BAPTIST CHURCH INC, SAFEGUARD CREDIT COUNSELING SERVICES INC, SHENANDOAHBAPTIST CHURCH INC, and CHURCH & DWIGHT CO INC.
How many properties are associated with this investor?
At least 13 properties are associated with Michael Smith and the entities they control, based on signatures extracted from recorded documents connecting Michael Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Touchstone Bank and Benchmark Community Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2023.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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